Cancellation Policy: Participants who cancel 90 or more days from the start of the retreat will receive a full refund of their RMI Registration Fee deposit minus a 3% cancellation fee. Those who cancel 45 or more days but less than 90 days out will receive 50% of their deposit back. Those who cancel less than 45 days from the start of the retreat will lose 100% of their deposit. Please note that your registration for lodging with Sunrise Ranch is separate from your RMI registration and is subject to Sunrise Ranch’s cancellation policy.

Liability Waiver: Thank you for participating in this Rocky Mountain Insight (RMI) retreat. By participating in this retreat, you agree to the following terms and conditions. Your tenure focuses solely on personal and spiritual development and is not to be considered treatment for any physical, emotional, or mental disorder. You agree to consult with your health care providers, if necessary, for any specific medical, emotional, or psychological problems or issues in advance of your tenure, affirm that you are physically and emotionally able to participate in this tenure and that you have not been advised otherwise by a qualified medical professional. Further, you agree to take full responsibility for your self-care during same and thereafter.

Waiver of Liability: 1) You represent that you are competent and able to understand the nature and consequences of participating in the retreat, and that you are at least 18 years of age. 2) You understand that your participation is strictly voluntary, at your own risk, and that you freely choose to participate. Since any tenure is experiential and the extent of the risks and benefits are not fully known, you agree to assume and accept full and complete responsibility for any known and unknown risks associated with your participation in it, including any physical injury, psychological or emotional effects, death, loss, or property damage. 3) You agree to release RMI, the teachers, volunteers, and representatives from any liability resulting from tenure. Specifically, you and your heirs agree to fully release, indemnify, hold harmless and defend Rocky Mountain Insight from any and all claims or liability, and for any damage or injury, including but not limited to, financial, property, personal, emotional, psychological, medical, or otherwise, which you may incur arising at any time as a result of your voluntary decision to participate in the retreat. 4) In the event of an accident, injury or sickness, you give permission to RMI representatives to seek medical attention and/or authorize emergency medical treatment if necessary. RMI will first attempt to communicate with your authorized emergency contact before seeking medical treatment for you, unless it is not feasible or practical. RMI will not be held liable for any accident, injury, sickness, death, loss, or property damage that might arise out of or in connection with such authorized emergency medical treatment. 5) You further agree to indemnify and hold harmless RMI from any damages or costs, including court and attorney’s fees, which may arise, directly or indirectly, in connection with tenure. 6) Any and all matters in dispute between the parties to this Agreement, whether arising from or relating to the Agreement itself, or arising from alleged extra-contractual facts prior to, during, or subsequent to the Agreement, including, without limitation, fraud, misrepresentation, negligence or any other alleged tort or violation of the contract, shall be governed by, construed, and enforced in accordance with the laws of the State of Colorado, without regard to conflicts of law doctrines and regardless of the legal theory upon which such matter is asserted. If any portion of this Agreement is held to be invalid, it is agreed that the balance of the Agreement shall continue in full force and effect. This Agreement shall be binding upon you and your heirs, family, legal representative, successors, and assigns. 7) This Agreement constitutes the entire and final agreement between the parties and supersedes any prior oral or written agreements, discussions, or understandings. This Agreement may not be modified in any respect except in writing describing the modification and signed by both parties. 8) All claims and disputes arising under or relating to this Agreement are to be settled by binding arbitration in the State of Colorado. The arbitration shall be conducted on a confidential basis pursuant to the arbitration rules of the American Arbitration Association. If the parties hereto cannot agree to a single arbitrator to conduct the proceeding, a three-person panel of arbitrators shall conduct said proceeding. In such circumstance, each party shall be entitled to select one arbitrator on the panel. The two arbitrators selected by the parties hereto shall then select a third arbitrator for the panel. Any decision or award as a result of any such arbitration proceeding shall be in writing and shall provide an explanation for all conclusions of law and fact and shall include the assessment of costs, expenses, and reasonable attorneys' fees. An award of arbitration may be confirmed in a court of competent jurisdiction. 9) You and RMI agree that each may bring claims against the other only in your or its individual capacity and not as a plaintiff or class member in any purported class or representative action. Unless both you and RMI agree, no arbitrator or judge may consolidate more than one person’s claims or otherwise preside over any form of a representative or class proceeding. The arbitrator may award injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. If a court decides that applicable law precludes enforcement of any of this paragraph’s limitations as to a particular claim for relief, then that claim (and only that claim) must be severed from the arbitration and may be brought in court.